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 An MVR ordered for insurance purposes may not be used for employment purposes. There are special requirements in the Fair Credit Report Act (FCRA) and the Driver Privacy Protection Act (DPPA) regarding the use and release of such information. A common mistake insurance professionals make in complying with the FCRA is passing the MVR they ordered to evaluate insurability to their commercial clients to make employment decisions. An insurance carrier or agent who does this is in violation of the FCRA.
If you need to run an MVR for employment purposes, you can order them directly through a reporting service such as IIX. If you are a customer who needs MVR's for employment purposes, please contact IIX sales at 800-683-8553, or go to www.iix.com. They can set you up with an account to their "ExpressNet" service, to be able to access MVR information instantly, right on-line through your browser, as soon as your account is established.
For the complete text of the FCRA, visit www.ftc.gov, or of the DPPA, visit uscode/house.gov/ususc.htm. Information can also be found on iix.com under Forms/Information.
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